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MEGA Life and Health Insurance Company

At The MEGA Life and Health Insurance Company, we strive to offer our customers the best balance possible between cost and coverage. Here are some benefits offered by The MEGA Life and Health Insurance Company to help our customers maximize their health insurance benefits:

• Flexible Plan Designs - We help customize each plan to meet our customers’ specific needs and budget¹.
  
• Hospital Bill Review - We will automatically audit our customers' hospital bills for errors and overcharges to help reduce out-of-pocket expenses when
  they exceed $10,000.
• Maximum Savings Benefit - MEGA will submit all claims for covered expenses to a network for re-pricing to help you maximize your savings.
• Future Portability - You can "take your plan with you" if you move or change jobs.
• Family Continuation Benefit- If the primary insured dies, family coverage is continued without proving insurability and premiums are waived for one full year².
• Our Company Pays Claims Based on Usual and Customary Charges³ - We do not determine what is 'reasonable'.
• No Pre-admission Authorization or Referral Requirements
• Freedom to Choose any Doctor or Hospital⁴

Find a plan that meets your needs and get a free quote from The MEGA Life and Health Insurance Company.

www.megainsurance.com

¹ All plans are underwritten by The MEGA Life and Health Insurance Company. Administrative Office: North Richland Hills, TX. This is a summary of benefits for informational purposes only. Contact the company for complete description of benefits and any restrictions, exclusions and limitations that apply. Association Group plans require Association membership. MEGA is licensed in all states except NY. The company’s market and plan availability varies by state.
² May vary by state and product. In GA, premiums are waived for 3 months.
³ 'Usual and Customary' means the charge which is the lesser of the actual charge, the provider's usual charge or the prevailing charge in a set location as defined by your plan.
⁴Benefits may be reduced on PPO plans when non-network providers are utilized.