As you set about finding your own affordable family health insurance, what’s your first step? You call HealthMarkets Insurance Agency. When you call HealthMarkets, one of our friendly licensed agents walks you through your family health insurance options. HealthMarkets offers thousands of plans from more than 180 trusted carriers, nationwide, so you have plenty of choices. Family plans from HealthMarkets come in one of four types, as mandated by the ACA (that’s the Obamacare thing you keep hearing about).
Why You Need Affordable Family Health Insurance
Those plans are identified by metals: Bronze, Silver, Gold, and Platinum plans. Your agent talks to you about the plans and their differences in premiums, deductibles, copays, and the most important part—subsidies.
You find out that you may be able to qualify for a government subsidy, either a tax credit or a lowered premium, based on your income and family size. You also find out that no matter what plan you pick, your out-of-pocket expenses for your family plan are probably capped at a little more than $12,000. For a parent on a limited income, this provides some peace of mind. At least if some catastrophic illness or injury happens, you probably won’t end up over your head in debt.
Finally, you have your own family. Finally, you don’t feel like an outsider. And finally, you feel the peace that comes with knowing you protected all your sheep with an affordable family health insurance plan that you can count on. With HealthMarkets, no one’s left out in the cold.