We offer a free, no-obligation online quote tool to help you estimate how much health insurance can be for you and your family. Since 2010, we've been helping families across the nation enroll in the plan that works with their budget and medical needs, and we're confident we can do the same for you.
What to Consider in Family Health Insurance
Before you begin your search for a health insurance plan, it's important to consider some key facts about our current healthcare laws, as defined by the Affordable Care Act. Here's what to look for when buying family health insurance:
- "Each health plan has a monthly premium amount that you pay to keep coverage. Think about your monthly budget, and decide what kind of premium you can afford." You can also choose which metal level, or level of coverage, you're interested in that can determine how much your premiums will be.
- "You can't predict what will happen in the coming months or years, but you can make an estimate. How much medical care did your family need in the past year for sick visits, specialty care, or other health needs? Inquire about the copays and deductibles that apply to those services. This will give you an idea of what you might pay with each health insurance plan."
- "You can buy an health plan during the annual Open Enrollment Period. If you have missed that deadline, see if you qualify for the Special Enrollment Period. If you've recently gotten married, had a baby, lost your other health coverage, or moved, you may be eligible for the Special Enrollment Period."
- "If you aren't eligible for the Special Enrollment Period, you may still buy a short-term health plan. These plans can help provide you with the coverage you may need until open enrollment."
- "Avoid paying the penalty by making sure your health plan provides minimum essential coverage. Your insurance provider or agent can tell you if the plan qualifies, and it should be listed in your plan's paperwork."
Let HealthMarkets Help You
Instead of doing hours of research and calling for price quotes, contact HealthMarkets. Tell our licensed agents what your budget is and what you're looking for in affordable health insurance for your family, and we will match you with a policy that fits your needs. With over 180 national and regional insurance companies to choose from, finding the coverage you want at the price point you need is simpler than ever. Call HealthMarkets Insurance Agency today at (800) 360-1402 for more information.