Wilkes-Barre, Pennsylvania, residents--like Americans all across these United States--can count on finding the best options for affordable healthcare. With the introduction of the Affordable Care Act, access to affordable healthcare plans were expanded to include more citizens. If you find navigating the health insurance industry to be complex, you can trust the experts at HealthMarkets Insurance Agency to find quality coverage for the best price.
The Affordable Care Act and Healthcare.gov
The Affordable Care Act, also commonly known as Obamacare, helped ensure that quality health insurance is available to everyone for an affordable price. Here are a few updates that may interest you:
- You cannot be denied health insurance coverage because of your current health or if you’ve been diagnosed with a pre-existing condition.
- The only factors that can be used to determine the price of your insurance policy are your location, age, and tobacco use.
- There can be no caps on coverage in health insurance plans.
- Preventive care, such as annual exams and some cancer screenings, are often included in the price of your premium.
Now you may find yourself asking this question: “How do I find affordable health insurance?” Wilkes-Barre, Pennsylvania--along with the rest of the state of Pennsylvania--has chosen to utilize the Federal Health Insurance Marketplace to help residents find health insurance options and apply for coverage.
Affordable Health Insurance Options
When you apply for coverage, we will determine your eligibility for various health insurance options. If you live in a low-income household, you may qualify for Medicaid or the Children’s Health Insurance Program (CHIP). Those who are under 30 or qualify for a hardship exemption may be eligible to receive catastrophic health insurance. With this type of insurance, you pay for all your healthcare costs up to a given threshold. Your insurance then takes over, helping to protect you against the high cost of treating serious diseases or injuries. Most consumers will choose from one of the four health plan tiers. These range from Bronze to Platinum, and each of the four has its own benefits and costs, giving you plenty of options to find the most affordable plan for your budget and needs.
At HealthMarkets, it’s our mission to make insurance shopping easy, so you can focus on the more important things in life. As an industry leader, we’ll provide you with nothing but premium service. Across the country, people are finding great options for affordable health insurance. Wilkes-Barre, PA, residents are no exception. Let us show you by calling us right now; or go online for a free quote.