The Affordable Care Act (ACA or Obamacare) has made it easier than ever to find affordable healthcare, and insurance companies like HealthMarkets Insurance Agency can help you find health insurance quotes for individuals and families. Whether you need a low monthly premium with a higher deductible, a catastrophic healthcare plan, or a policy with low out-of-pocket costs, a HealthMarkets licensed agents can help you find an insurance plan that works for you.
Affordable Health Insurance FAQ
How has the ACA reformed American healthcare? With the introduction of the ACA, healthcare insurance companies cannot discriminate against you for any pre-existing conditions. This means that other than your age, location, and tobacco use, you are offered the same price and quality of coverage as everyone else. Also, there can no longer be any caps, lifetime or annually, on coverage. This means that no matter how much your healthcare costs rise, you cannot be denied coverage.
How do you find which healthcare options are available to you? You may discover affordable healthcare options through HealthMarkets. Here are a few options for which you may qualify:
- Government subsidies for your premium: These subsidies may help you find more affordable coverage through tax credits.
- Catastrophic health insurance: This type of insurance may be available if you're under 30 or qualify for a hardship exemption. It protects you in worst-case scenarios related to your healthcare costs.
- Bronze, Silver, Gold, and Platinum plans: These are the four "metal" level plans available for consumers without special circumstances.
Find Affordable Health Care with HealthMarkets Insurance Agency
With the help of our licensed agents, finding affordable healthcare insurance is simple. Since 2010, we have helped Americans enroll in more than 4 million insurance policies from our network of over 180 insurance companies nationwide. Just tell us what you need and what you can afford, and we'll make sure you find the right insurance plan.
There are plenty of affordable healthcare insurance companies out there. You just need to find one that meets your needs and budget. At HealthMarkets, we will make that happen. Contact us today, and be sure to connect with us on Facebook to learn more!