Cheapest Life Insurance

The Right Coverage at the Lowest Price

Your search for affordable Health, Medicare and Life insurance starts here.

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Shopping for life insurance doesn’t have to be complicated or expensive. In fact, with some helpful tips and a little shopping around, you may be able to find the cheapest life insurance for the coverage you need.

If you’re having trouble shopping for life insurance, HealthMarkets Insurance Agency would like to assist you. Our licensed, knowledgeable agents are available to help answer questions or concerns you may have about buying life insurance.

What to Look for in Life Insurance Coverage

Be sure you have enough life insurance coverage to secure your named beneficiaries in the event of your death. There are many factors to consider, including the advantages of the payout: will it help your family, and is it worth its cost?

Look for a standard term life policy. This type of life insurance coverage works for most people and covers all causes of death once the policy begins (suicide during the first year or two is an exception).

Finding the Cheapest Life Insurance Coverage

Now that you have an idea of what you need, here are some ways to determine how to get coverage for the cheapest price:

  • Don’t procrastinate: Purchase coverage when you’re young and physically fit.
  • Improve your health: if you’re older or in poor health, you may get the cheapest life insurance by exercising, eating healthy, and cutting back on (or eliminating) bad habits like smoking and alcohol consumption.
  • Try to choose a longer initial premium period: During this time (of usually 5 to 30 years), your premium will not increase. Once the initial period is over, you’ll likely see the rates increase each year.
  • Choose life insurance that doesn’t include additional investments: these may have higher rates and less reliable payouts.

To learn more about HealthMarkets Insurance Agency, connect with us on Facebook or find a local life insurance agent in your area today.


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References:
http://www.today.com/id/18926723/ns/today-money/t/you-bet-your-life-tips-buying-life-insurance/#.VcTUVBNVhBd | http://www.healthmarkets.com/life-faq/ | https://www.facebook.com/HealthMarketsAgency | https://www.healthmarkets.com/local-health-insurance-agent/ 

The Right Coverage at the Lowest Price

Your search for affordable Health, Medicare and Life insurance starts here.

Call us 24/7 at (800) 827-9990 or Find an Agent near you.

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