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The quality of your children’s medical insurance is important to help manage illnesses and ensure they grow into healthy adults. With all the options on the market today, how do you know which policy is best for your family’s needs? 

HealthMarkets can help you quickly and easily compare plans with our innovative FitScore® to find the insurance coverage that meets your child’s needs and your budget. Get started now.

Since 2010, HealthMarkets has helped Americans apply for more than 5 million insurance policies.

Choosing the Best Children's Medical Insurance for Your Family's Needs

Even if your child is the picture of adolescent health, accidents, viruses, and injuries happen. When they do, you’ll want to make sure getting them medical care doesn’t break the bank. You can do that with children’s health insurance. Going into your search as an informed and educated consumer will help you find the best health insurance to fulfill your family’s needs. Here’s what to consider when looking for a children’s health insurance policy:

  • Co-pays
  • Deductibles
  • Premiums
  • In-network providers
  • Coverage for hospital stays
  • Prescription medication coverage
  • ER/ambulance coverage
  • Well-child visit coverage
  • Inpatient and outpatient surgery coverage
  • Dental and vision

Can I Just Buy Health Insurance for My Child?

Yes, you can buy health insurance for your child only. If a qualified health plan is offered on the health insurance exchange, it must also be offered for those who are under 21.Plans for children can be purchased during the Open Enrollment Period (OEP). If you miss the OEP, you can apply for a children’s health insurance plan during a Special Enrollment Period (SEP), if you qualify.2

Your child or children may also qualify for the Children's Health Insurance Program (CHIP).This program is available for enrollment any time during the year. To find out if you qualify, contact your state Medicaid office.4

How Long Can My Kid Stay on My Insurance?

Your child can stay on your health insurance until they turn 26. You can also add your child to your plan up until age 26. Children can even stay on their parent’s plans if certain events occur in their own lives, including (but not limited to) getting married, having or adopting their own children, and starting or leaving school.5

Explore Your Coverage Options

Whether you’re just starting your search or you have lingering questions, HealthMarkets can help you find a children’s medical insurance plan. We make insurance shopping easy, so you can focus on the important things in life. Start comparing plans with HealthMarkets today.


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References:
1.HHS. Retrieved from https://www.hhs.gov/sites/default/files/ppacacon.pdf. Accessed on February 4, 2021 

2.HealthCare.gov. Retrieved from https://www.healthcare.gov/quick-guide/dates-and-deadlines/. Accessed on February 11, 2021.
3.HealthCare.gov. Retrieved from https://www.healthcare.gov/medicaid-chip/childrens-health-insurance-program/. Accessed on February 4, 2021. 
4.HealthCare.gov. Retrieved https://www.healthcare.gov/medicaid-chip/getting-medicaid-chip/. Accessed on February 11, 2021.
5.HealthCare.gov. Retrieved from https://www.healthcare.gov/young-adults/children-under-26/. Accessed on February 4, 2021.

HealthMarkets’ FitScore intends to identify plans that fit your needs. You should carefully review official plan materials.

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