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Before deciding on an insurance plan that will work best for your medical needs and budget, it can help to compare affordable health insurance plans to find the best option. While this may seem daunting at first, with a little research and some help from HealthMarkets, you’ll be on your way to quality coverage in no time.

Whether you are looking for affordable coverage for individuals or families, the representatives at HealthMarkets can help you explore your options. HealthMarkets has helped Americans enroll in more than 4 million insurance policies since 2010. Our licensed, knowledgeable representatives have the expert knowledge needed to make sure you have appropriate and compliant care. We’ll help you compare affordable health insurance plans, find insurance quotes, answer all your questions, and assist you in enrolling for your new healthcare plan. To get started, let’s go through a few of your options for affordable coverage.

Health Insurance FAQ

How do you compare affordable health insurance plans?

When it comes to health insurance, there are several factors that affect your out-of-pocket costs. Here are a few to carefully consider before you choose a plan:

  1. The health insurance deductible is the amount of money that you pay for some medical services before your insurance starts offering coverage.
  2. Copayments are pre-determined amounts you pay for certain services.
  3. Coinsurance costs are a percentage of each medical service you receive.
  4. The premium is the amount of money you pay each month to receive coverage.

When you call HealthMarkets Insurance Agency and answer just a few questions, we’ll be sure to let you know what the cheapest plan is to get you the coverage you need. It’s our mission to make insurance shopping easy, so you can focus on more important things in life.

What is catastrophic health insurance?

Catastrophic health insurance is one option for affordable health insurance that may be available to you. This type of insurance may protect you in worst-case scenarios, such as if you are diagnosed with a long-term illness or if you suffer a serious injury. With a catastrophic plan, you pay all of your healthcare costs up to a given threshold. Then, the insurance policy could pay the remainder. If you’re under 30 or qualify for a hardship exemption, this affordable plan may be an option for you.

What are other health insurance options?

The Affordable Care Act introduced a set of health plan categories. These “metal” plans are Bronze, Silver, Gold, and Platinum. Each category pays a different percentage of your healthcare costs and has its own unique features; however, all plans must cover the same essential health benefits.

Remember, you don’t have to compare affordable health insurance plans alone. You have HealthMarkets Insurance Agency on your side, and our licensed representatives are available to provide personalized assistance 24/7. Find one near you, or contact us directly today.


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