Compare TX Dental Plans for Seniors
Before enrolling in dental insurance, it's good to understand what types of plans are available, and which ones will cover the services you're interested in. In general, there are two types of dental insurance:
- DHMO, or Dental Health Maintenance Organization
- DPPO, or Dental Preferred Provider Organization
While both types can provide coverage for the same dental services, there are striking differences between them:
|Premium Costs||More affordable||More expensive|
|Provider Access||Only in-network||In-network or out-of-network*|
|Payment||Must pay copay||Must pay coinsurance|
*You may have to pay more in coinsurance for covered services received outside of network.
No matter which plan you choose, your dental insurance provider can provide coverage for a number of dental services, including:
- Preventive care, including routine cleanings
- Restorative care, including fillings and crowns
- Endodontics, including root canals
- Oral surgery, including tooth removal
- Prosthodontics, including dentures and bridges
You don't have to compare and shop for the dental insurance you need to stay covered. With just one phone call to HealthMarkets, we'll get you on your way to an affordable dental plan in minutes.
Dental Insurance in Texas: You Have Options
At HealthMarkets, we work with over 180 insurance companies nationwide. When you contact us we'll quickly compare your needs to a policy's coverage and costs, helping you find the choices that match your needs We'll even connect you to a licensed insurance agents when you're ready to sign up.
http://budgeting.thenest.com/ppo-vs-dhmo-dental-25015.html | http://www.nadp.org/Dental_Benefits_Basics/Dental_BB_3.aspx