Dental insurance for seniors in Wisconsin can be a big help to get coverage for the dental services you need, but choosing the right insurer can be require careful consideration. Preventive and diagnostic dental exams are an important part of your overall health care, but the costs can be high.
If you need treatments such as implants, crowns, or dentures, the cost of these services can easily reach into thousands of dollars. HealthMarkets Insurance Agency has a way to make it easy. With more than 3,000 licensed agents ready to help you, we're confident our services can help you find the right dental insurance for Wisconsin seniors.
Types of Dental Plans for Wisconsin Seniors
Even with the Affordable Care Act in place and the resulting expanded services to Medicare recipients, having dental coverage is not included for older Americans. That means that seniors across the country will need to find supplemental dental insurance in addition to their existing health insurance. There are two popular types of dental plans that can help cover the cost of dental care:
- DHMO, or Dental Health Maintenance Organization
- DPPO, or Dental Preferred Provider Organization
While these plans typically cover the same dental services, the amount of coverage and how much you pay for it can depend on a number of factors, including whether you receive services from in-network or out-of-network dentists or specialists, or if you have an annual maximum or deductible with your plan.
Services Covered Under Your WI Dental Insurance
No matter which type of dental coverage you get, you'll have access to the affordable dental care you need to maintain healthy, strong teeth. Most plans cover any of the following services:
- Routine dental cleanings
- Root canals
- Tooth removal
Depending on whether or not your plan has a waiting period, you can have access to these and other necessary dental treatments. With 93% of seniors aged 65 or older with cavities in their permanent teeth, it's important to have affordable dental coverage for seniors across America, including Wisconsin.
Find Affordable Dental Coverage for WI Seniors
At HealthMarkets, we've analyzed the policies offered by 180 insurance companies nationwide. We're dedicated to finding affordable health insurance and supplemental care, including dental, vision, life, critical, and Medicare.
When you contact us about dental insurance for seniors in Wisconsin, we will match your coverage needs and budget to the policies that work for you. It's a free service we offer, and a good way to find what you need without having to do the research yourself. Call us today for help at (800) 360-1402.
The Nest: http://budgeting.thenest.com/ppo-vs-dhmo-dental-25015.html