How to Get Health Insurance Quotes Without Giving Personal Information

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You may be wondering if it’s possible to get health insurance quotes without providing personal information.  You may have even tried this approach, using fake names and bogus information in a mad dash to skip as many informational boxes as possible. But the important question to consider, is not whether or not you can get health insurance pricing without divulging some personal information, but should you? Health insurance quotes require at least some personal facts specific to the person seeking coverage in order to be accurate. While it is possible to get health insurance quotes without personal information, it is unlikely the quote will be true. Whatever time savings is achieved in skipping those boxes is quickly lost when the information returned is not specific to the person.

Insurance Quotes Without Personal Info

If your goal is still how to get health insurance quotes without personal information, let’s talk about what personal information might be required. Most online sources will not accept a query without some basic contact information, including:

  • Name
  • Email address
  • Phone number
  • Zip code
  • Age or date of birth
  • Gender
  • Tobacco use

While insurance companies cannot adjust pricing based on your sex, they can factor age, location, and tobacco use into the cost. Premiums for older individuals can cost as much as 3 times more than what a younger person might be required to pay. The older the individual, the more likely he or she has serious health conditions. Similarly, people who use tobacco products are more likely to have or develop certain health ailments. This results in higher premiums for those who have, or continue to use, tobacco.

Finally, location is a factor for several reasons. There are state to state variations in cost due to state regulations, competition, and the cost to do business. Furthermore, be it due to climate, certain cultural influences, or the availability of healthy eating options, populations in some regions of the country fair better than others, in terms of health conditions. Whatever the cause, people who live in the same area tend to share similarities in their risk profiles.

We’ve now discussed what questions are mandatory when getting health insurance quotes without personal information. But what if I told you answering just a couple of optional questions could open up a world of savings? If you want to know if you qualify for any government subsidies, you must provide answers to two additional questions. What is the number of household members, and what is your annual household income? Your answers to these two question can help determine if you qualify for a premium tax credit that lowers the monthly cost of your insurance plan.

HealthMarkets offers lots of assistance to those seeking health insurance quotes without personal information (though we’ll be able to help you the most if you choose to share that information). We operate independently of insurance companies and the government, and offer non-biased advice. We provide access to thousands of plans, since we have access to over 180 insurance companies nationwide. We can provide subsidy information, and can help save you money. This service comes at no cost to you, and our best price guarantee* ensures you won’t find a lower price anywhere else for a plan we offer. Simply put, HealthMarkets helps to provide the best protection, at the best price!

Contact HealthMarkets today for more information!

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