When we think about an exchange, it’s a trade, one thing for another. So if you’ve heard the phrase health insurance exchange, you might be confused. In the context of health insurance, exchanges offer a place to compare different insurance policies or purchase the one you choose. And they are the easiest way to make sure that you’re choosing a health insurance policy that best fits your needs, your family size, and your budget.
There are Several Types of Health Insurance Exchanges
Before you go shopping for a place to shop, it’s good to know your options. They include:
- The federal insurance exchange, called the Health Insurance Marketplace
- In some states, a state-run insurance exchange
- Private health insurance exchanges like ours at HealthMarkets Insurance Agency
All these exchanges have one very important feature in common: you may compare insurance policies offered by many different insurance carriers. Sure, you can get online and compare policies from one carrier if you go to the company website. But insurance exchanges offer you the opportunity to compare carriers themselves.
HealthMarkets Offers Expert Help, 24/7.
However, not all insurance exchanges are created equal, either. You need an exchange that can offer you plans from a wide selection of carriers and give you information on which of those plans will suit your needs. Not every health insurance exchange can give you the help you’re looking for.
HealthMarkets has thousands of plans from more than 180 different carriers and thousands of agents at the ready to answer your questions and offer you expert advice. In today’s health insurance world, good advice is more necessary than ever. Some folks may qualify for government subsidies or programs that will make their healthcare more affordable, and you need to know if you are one of those people
When you call HealthMarkets, you’ll answer a few simple questions about your income, location, and family size, then we’ll get started finding the most cost-effective insurance plan for you. Don’t exchange quality service for anything at all. Call HealthMarkets today.