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When it comes to your children, you want the right health insurance for kids that is both affordable and provides the coverage they need to grow healthy and strong. With most health policies including so many variables, it can oftentimes leave you with more questions than answers.

kid with health insurance getting examined by doctor

At HealthMarkets Insurance Agency, we work to simplify to process of enrolling in health insurance for families like yours. Since 2010, we've helped families enroll in over 2 million health plans, and we're ready to help your family find coverage today. 

Healthcare Options for Your Kids

Under the Affordable Care Act (ACA) of 2010, kids have more guaranteed coverage than before these healthcare laws were implemented. 

Kids Coverage Included as an Essential Health Benefit

Under the ACA, all health insurance plans are required to offer 10 essential health benefits when you seek care from a provider within your plan's network. These essential benefits includes pediatric services.

"This includes dental care, vision care, well-child visits, vaccinations, and immunizations. Dental and vision care must be offered to children through the age of 18 (two routine dental exams; one yearly eye exam with corrective lenses)."

Dependents Can Stay On Plan Until Age 26

For families claiming their children as dependents, you can take comfort knowing that the age for dependents to lose their health coverage has been extended to the age of 26.

According to the U.S. Department of Labor, "The Affordable Care Act requires plans and issuers that offer dependent coverage to make the coverage available until the adult child reaches the age of 26. Many parents and their children who worried about losing health insurance after they graduated from college no longer have to worry."

Having or Adopting a New Child is a Qualifying Life Event

If you have a baby on the way or are planning to adopt, the newest addition to your family qualifies your family for the Special Enrollment Period. This period is open for 60 days and allows families to enroll in a new family plan and find coverage necessary for keeping the whole family healthy.

Find Kids' Health Insurance at HealthMarkets

No matter how your life changes, you can count on HealthMarkets to find the health insurance plan that fits the whole family. When you're in need of health insurance for your kids, it's important to understand how the ACA works in favor of your growing family.

We have a free service that compares what you're looking for in health insurance from more than 200 different national and regional insurance companies. Give us a call at (800) 360-1402, or request a free quote online today.


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References:
https://www.dol.gov/agencies/ebsa/about-ebsa/our-activities/resource-center/faqs/young-adult-and-aca

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