The Right Coverage at the Lowest Price

Your search for affordable Health, Medicare and Life insurance starts here.

Call us 24/7 at (800) 360-1402 or Find an Agent near you.

With ever-changing healthcare policies and the growing tax penalty for remaining uninsured, a common question today is how to buy health insurance. There are hundreds of plans available, and narrowing them down to fit your needs can be overwhelming.

Fortunately, HealthMarkets Insurance Agency excels at this and works with over 180 insurance companies. We can help you compare plans using our user-friendly online shopping experience, in person with one of our licensed agents, or over the phone 24/7.

How to Evaluate and Buy a Health Insurance Policy

To start, you’ll first want to evaluate your budget and frequency of appointments for medical services. Next, you should learn the common differences between policies. Use the information you learn to narrow your selection of plans.

Consider these when you’re ready to start shopping:

  • Red flags: Does the insurance you’re looking at have financial or coverage gaps in important areas like hospital visits, surgery, office visits, and drug prescriptions?
  • Relevant policies: Are there policies in place that can protect you if you were to suddenly suffer illness or lose your job’s health insurance coverage? Sometimes it’s helpful to add supplemental policies to your health plan.
  • Options: Do you know if enrolling in another plan type, or metal level, would provide the coverage you’re looking for?
  • The fine print: Are there facets of your policy that you don’t understand? Are there areas of coverage you can cut out in order to save on premiums?

When it comes to shopping for health insurance, it is important to not wait. With the tax penalty for remaining uninsured growing each year, it’s important to find coverage soon. HealthMarkets agents are here to help you learn how to buy health insurance, just like they helped Daisy from Hanover, NH, who said, “HealthMarkets found a plan that covered our needs and was hundreds less than our old plan.”

We have thousands of licensed agents in communities nationwide to help you simplify insurance shopping. Visit our website to find an agent near you or call (800) 360-1402.




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