If you need affordable health insurance, but have questions about signing up, HealthMarkets Insurance Agency can help. Simply visit our website, enter your zip code, and find insurance quotes and healthcare plans that will work for you and your family.
The best part about working with HealthMarkets is that you will be aided along the way by one of our licensed agents, who are experts in the field. We've gathered information on thousands of policies all across the country, and we can help you sort through it. In addition, we can help you understand an important subject for health insurance shoppers: the Affordable Care Act.
How the ACA Helped Bring Affordable Health Care
The Affordable Care Act, or ACA, is federal legislation passed in 2010 that's designed to help uninsured or underinsured Americans get healthcare coverage. Most major medical insurance plans are required to adhere to the terms of the ACA, which offers consumers certain protections. According to the HHS, here are some of the ways the ACA has helped:
- Most insurance companies are not allowed to deny you coverage because of a pre-existing condition.
- Most people's out-of-pocket expenses will be capped at a certain amount, after which the insurance company is required to pay all expenses.
- Most major medical plans must cover basic medical services like preventive care, hospital visits, and lab testing.
In addition, the ACA mandates that most low and middle-income families who qualify be given healthcare subsidies to offset the cost of their insurance. Whether you qualify and the amount for which you qualify is based on your household size and income.
Let HealthMarkets Insurance Agency Help
Understanding the terms of the ACA can be complicated, but the simple fact is this: if you need affordable health insurance, HealthMarkets can help. Our thousands of licensed agents are health insurance experts, and we can let you know in minutes where you stand with regard to ACA subsidies or other cost-saving measures on your medical insurance.
When you're wondering, "I need affordable health insurance, but I don't know where to start," consider HealthMarkets. We're ready to get your enrolled in the right policy today. To get started, give us a call at (800) 360-1402 or request a free quote online.