Covering the Individual: How to Build an Affordable Health Insurance Plan

The Right Coverage at the Lowest Price

Your search for affordable Health, Medicare and Life insurance starts here.

Call us 24/7 at (800) 360-1402 or Find an Agent near you.


If you’re self-employed or just looking for your own policy, there’s much to consider when shopping for individual health insurance plans. Under the Affordable Care Act, Americans have benefits and options that come with their policy. HealthMarkets can help you enroll in the right health insurance for individuals with ease.

Find Health Insurance for Individuals with HealthMarkets

HealthMarkets understands the importance of finding health insurance for individuals. With a network of more than 180 insurance providers nationwide, we can compare plans that meet your unique healthcare requirements. We are confident in our ability to find the health plan that fits you.

A Guide to Buying Individual Health Insurance

It’s important to know what to look for in individual health insurance before you begin shopping for plans. The Wall Street Journal provides some tips to consider as you learn about your options:

Don’t just look at premiums.

Your health insurance expenses extend further than your monthly premium rate. It’s important to understand your policy’s out-of-pocket maximum to know how much you may be required to spend in copayments or coinsurance for your medical services.

Know your covered benefits.

With the Affordable Care Act (also known as the ACA or Obamacare), all health insurance plans should include coverage for services, such as preventive care services, annual wellness checkups, and ten essential health benefits. It’s important to check what your policy covers and what services you may need to pay for yourself.

Consult a health insurance representative.

Many private health insurance marketplaces have agents or representatives who can offer assistance when shopping for individual health insurance. They can listen to your financial situation and health concerns and offer guidance for federal subsidy eligibility or policy enrollment.

Likewise, the representatives at HealthMarkets are equipped to help you enroll in an individual health plan when you shop with us. We have more than 3,000 licensed representatives who are knowledgeable about the healthcare industry. We can help you better understand your individual health insurance options.

With our Best Price Guarantee, we are dedicated to finding you affordable health insurance for individualsContact us today to see how we can help you find coverage.

HMIAMKT0103

The Right Coverage at the Lowest Price

Your search for affordable Health, Medicare and Life insurance starts here.

Call us 24/7 at (800) 827-9990 or Find an Agent near you.

Related Information