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Insurance is designed to protect the things you most love and need. Different insurances offer different kinds of protections, from your property (your house, your car, your possessions) to your health (your medical, dental, or vision bills) to your life itself. Traditionally, the kind of insurance you need has depended on your budget and on what you want to protect most. Now, though, one kind of insurance depends on the law—health insurance. Need to know a little more about that? Read on.

Health Insurance, The Law, and You.

In 2010, Congress passed legislation called the Patient Protection and Affordable Care Act. You probably know it as Obamacare. The law is designed to help uninsured and underinsured Americans obtain affordable health insurance. When it passed, the health insurance industry became more government-regulated than ever before.

One of those new regulations involves you: under Obamacare, most American citizens are required to obtain health insurance. If they do not, they may face a fine on their federal taxes. In exchange for this requirement, the government mandated that the insurance industry make affordable health insurance available to most Americans. You can obtain this insurance in one of several ways: through the Health Insurance Marketplace, the government’s federally-run insurance exchange; through a state insurance exchange, if your state sponsors one of these programs; and via private exchanges like—you guessed it—HealthMarkets.

Want to learn a little bit more? Watch this short video.

Got Experts? We Do!

HealthMarkets offers a benefit that you won’t necessarily find on other health insurance exchanges: we have thousands of licensed agents who are experts on health insurance, Obamacare, and how you can obtain the insurance you’re legally required to have. Call us day or night to speak to one of these agents and start your free, easy health insurance search.

We can help you compare thousands of plans from more than 180 insurance companies, so you’ll be sure you find a plan that follows the law and fulfills your needs. HealthMarkets is also a wealth of information about topics related to health insurance; you can check out our blog for up-to-date information on health insurance issues of all kinds. Don’t get twisted up in health insurance legalese when you can depend on HealthMarkets’ expertise. Call today to get started.


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