Is it too late to enroll in affordable healthcare? Depending on when you're reading this, it's possible that you've missed a deadline or two. Even if that’s true, you still have quite a few options.
The Open Enrollment Period Under the ACA
If you're looking at enrolling in affordable health care, you're probably looking for health care under the Affordable Care Act, also known as Obamacare or the ACA. It's true that there are two particular dates associated with Obamacare that are very important, and you need to pay attention to them if you want to enroll.
Those dates bookend what’s known as the Open Enrollment Period, or the window of time during which most of the general population needs to enroll in Obamacare if they want to have coverage during 2016.
The Obamacare Open Enrollment Period lasts from November 1, 2015, to January 31, 2016.
If you’re trying to enroll between those two dates, congratulations; you’re probably still eligible for 2016 coverage. If you’ve missed Open Enrollment, don’t lose hope! Contact the experts at HealthMarkets Insurance Agency to see if you may qualify for…
The Special Enrollment Period
Some people qualify for the Special Enrollment Period, an opportunity for people who meet certain exceptional circumstances to enroll in Obamacare outside of the regular enrollment period. Those circumstances are called qualifying events: specific life events that the government considers special enough to make you eligible for special enrollment. This can include:
1. Marriage or divorce
2. Having or adopting a child
3. Losing or in between jobs
4. Changing citizenship
5. Moving to a new state or country
But wait! There’s more! If you haven’t experienced a qualifying event but have had trouble enrolling in Obamacare, even though you tried, you may still be able to take advantage of the Special Enrollment Period, because you’ve experienced:
1. Technical issues
2. Got a busy signal
3. Couldn't get together
4. Missed the meeting
To see if you qualify for the Special Enrollment Period, contact a HealthMarkets agent today.
Further Events That May Entitle You to Special Enrollment
What if you tried to enroll in time but encountered issues with your federal or state online insurance exchange? In some cases, this may qualify you for Special Enrollment. What if you are a member of a Native American tribe? This may also qualify you for Special Enrollment.
If you have any questions at all about whether or not Special Enrollment applies to you, it's a good idea to check with the experts. One of the thousands of licensed agents at HealthMarkets can listen to your story and help you understand your options. You’ve tried all these options and failed, and you’re starting to hum "It’s Too Late" to yourself. Mournfully. Is it too late to enroll in affordable healthcare for 2016, after all?
Let HealthMarkets Help You Find Short-Term Health Insurance
There are stopgap measures. If you can’t enroll in Obamacare during 2016, you probably have less than a year to wait until Open Enrollment for 2017 begins. You're the perfect candidate for short-term health insurance, an option that allows you great flexibility in how much you pay for your healthcare and for how long you have it.
HealthMarkets can help you cover the gap while you wait for your next opportunity to snatch up a more affordable healthcare policy. Finding out more about your health insurance options doesn’t take much time.
Just pick up the phone. Our licensed agents are a phone call away, waiting to help you wade through the insurance marketplace and discover more about your options, all for free. Give us a call today at (800) 360-1402.