Need something to cover your medical costs in case of an emergency? Short-term health insurance in Nebraska could be the affordable health coverage you’re looking for.
Can I Buy Short-Term Health Insurance in Nebraska?
Yes. NE short-term health insurance plans have an average cost starting at $91 per month.* These plans can last anywhere from one month to just under 12 months (364 days at maximum).1 Certain plans may also be renewed after the initial year.
Who Should Purchase NE Short-Term Health Insurance?
Short-term health insurance in Nebraska can work for people who are generally healthy, need an affordable plan, and only need emergency coverage. If you need routine care, temporary health insurance may not work for you.
Whether you need to fill a gap in coverage between jobs or just missed the Nebraska Open Enrollment Period, temporary health insurance can be a practical solution for your coverage needs. But before you enroll, there are a few things about short-term health insurance that you should know:
- Short-term health insurance plans are not designed to provide comprehensive, all-inclusive medical coverage.
- Benefits are limited and vary by plan. You will need to compare plans closely, since there are no required benefits for this type of coverage.
- You can be denied for pre-existing conditions.
How Do I Get Short Term Health Insurance In Nebraska?
To apply for short-term health insurance in Nebraska, begin by comparing plans online. You can preview plan benefits, see premiums for your coverage choices, and even apply for a plan online. Your new coverage could start as soon as one day after you apply.
1. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020
*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Omaha, NE.
"Minimum Essential Coverage" as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state.