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When it comes to temporary health insurance, Illinois residents have a number of options from which to choose. But narrowing down your choices can require careful consideration.

You can avoid that confusion by going into your search armed with the knowledge necessary to make an educated decision. A licensed agent from HealthMarkets Insurance Agency can help you analyze and select among your best insurance choices. We understand your unique insurance needs, and we’ve created a portfolio of products from more than 180 insurance companies nationwide to serve you.

What Does Temporary Health Insurance Cover?

Temporary, or short-term health insurance, can be used to protect you and your financial well-being from the medical costs incurred from an unexpected accident or illness, or while you wait for other coverage to begin. It can be used to cover the following:

  • Emergency care
  • Office visits
  • Prescription medications
  • Medical, surgical, and hospital services (inpatient and outpatient)
  • Diagnostic services
  • Physical, occupational and speech therapy

Short term health insurance is useful for those times when you aren't ready or able to commit to a long-term plan:

  • You're experiencing a gap in employer coverage or waiting for employer coverage to begin.
  • You can't afford COBRA benefits.
  • You've recently graduated and are searching for a position that offers insurance benefits.
  • You are 64 years old and about to retire, but you are not yet eligible for Medicare.

HealthMarkets Helps IL Residents Find Temporary Health Care

Here at HealthMarkets Insurance Agency, your satisfaction is our number one priority, and it shows through the impressions we've made on our customers. Tricia from Tulelake, CA, said this about her HealthMarkets experience: "I requested a health insurance quote and received a phone call back. The agent answered all my questions and found the best plan for me. He was never in a rush and made sure all of my questions were answered.”

As a company, it is our vision to make insurance shopping easy, so you can focus on the important things in life. That’s why we offer our personalized services at no cost to our customers. We have thousands of licensed, knowledgeable agents in communities nationwide waiting to help you. Contact us today to learn more about short term health insurance options in Illinois. 

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Source:

U.S. News: http://health.usnews.com/health-news/managing-your-healthcare/healthcare/articles/2010/03/11/dont-get-short-changed-by-short-term-medical-insurance?page=2

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