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Building your foundation of essential knowledge about individual health insurance policies.

What Is Individual Health Insurance?

Regulated under state law, individual health insurance is coverage purchased by an independent person (like you), not provided by an employer. Although it is called individual health insurance, the available policies can cover your family.

Looking for reasonable health insurance quotes during an enrollment period takes time and patience. You need to choose which companies to contact, figure out which of their policies work for you, then see if they’re within your budget.

When we think about an exchange, it’s a trade, one thing for another. So if you’ve heard the phrase health insurance exchange, you might be confused. In the context of health insurance, exchanges offer a place to compare different insurance policies or purchase the one you choose. And they are the easiest way to make sure that you’re choosing a health insurance policy that best fits your needs, your family size, and your budget.