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Building your foundation of essential knowledge about individual health insurance policies.

What Is Individual Health Insurance?

Regulated under state law, individual health insurance is coverage purchased by an independent person (like you), not provided by an employer. Although it is called individual health insurance, the available policies can cover your family.

The Affordable Care Act (ACA) was signed into law by President Barack Obama to enable all Americans to access health insurance. Having health insurance provides a layer of financial protection from medical bills, but finding the right policy can require careful consideration and time. 

Looking for reasonable health insurance quotes during an enrollment period takes time and patience. You need to choose which companies to contact, figure out which of their policies work for you, then see if they’re within your budget.