Joe Hoban

My journey in healthcare began on the front lines as a licensed Long Term Care facility administrator, where I spent my first decade witnessing firsthand the challenges families face when navigating complex care decisions. Those formative years instilled in me a deep understanding of the healthcare ecosystem and an unwavering commitment to protecting seniors' dignity and financial security during life's most vulnerable moments. Today, I combine that foundational experience with specialized expertise as a Senior Long Term Care Insurance Specialist and Medicare Consultant and Broker. I work closely with individuals and families to develop personalized strategies that preserve their assets while ensuring access to quality care. My approach goes beyond product sales—I'm your advocate in navigating long-term care insurance plan designs, including innovative hybrid life/annuity options, and helping Medicare-eligible individuals understand their comprehensive coverage options. **What sets me apart is my unique perspective shaped by diverse healthcare leadership roles:**