Niky Guraj

Licensed Insurance Agent
Licensed Insurance Producer

troy, MI 48085

To see plans and carriers available to Niky Guraj, click the Medicare link above

About

Your Trusted Macomb, MI Health Insurance Advisor -- Welcome to a world where your health and peace of mind matter most. I'm thrilled to be your dedicated guide on the path to comprehensive health insurance. In the heart of Macomb, MI, and its neighboring communities, I stand as a professional agent proudly representing HealthMarkets. With unwavering commitment, I present you with a realm of possibilities for your health insurance needs.Backed by my extensive licensing and training, I've honed my skills as an insurance aficionado. Over the years, I've fostered relationships with individuals, families, and small businesses alike, crafting tailored solutions that truly matter.Your journey is unique, and I understand that. As your personal insurance ally, I am devoted to unraveling your distinct needs and financial aspirations. Together, we'll co-create a strategy that aligns with your lifestyle and budget.Imagine a selection of options curated just for you a tapestry of choices that address your concerns directly. Whether you're seeking coverage for health, life, small group endeavors, the transition to Medicare, or a supplement to bolster your protection, I've got you covered.Let's embark on a conversation that could reshape your future. Reach out to me today to embark on a consultation that's not only free but also devoid of any obligation. Together, let's illuminate the pathway to your brighter, healthier tomorrow.

Let’s get you covered

I’ll show you plans that fit your needs — and your budget.

By clicking the button below, you consent for your contact information to be provided to a licensed insurance agent from or on behalf of HealthMarkets to be contacted in the future about products you have indicated interest in such as Medicare Advantage, Prescription Drug Plans, Medicare Supplement, individual health, short term health, vision, dental and supplemental insurance plans. You consent to be contacted by phone calls (including to any wireless number that you provide), an automatic telephone dialing system, artificial voice and/or pre-recorded message/text message at the telephone number you provided above or by email. You understand the consent is not a condition of purchase and you may also receive a quote by contacting us by phone. You may revoke this consent at any time by contacting us at 888-637-9621 to be placed on our do-not-call list. You understand your carrier’s message and data rates may apply. HealthMarkets has an array of products and services to offer that may be of interest to you. As an insurance agency authorized by the appropriate state and federal authorities, the information you provide and we collect may be used to provide details for those additional products and services. Privacy Policy

footer logo
facebook logo

© 2023 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

* Medicare Advantage, Medicare Supplemental Insurance, and Part D options can be explored.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

50255-HM-1023

© 2023 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

* Medicare Advantage, Medicare Supplemental Insurance, and Part D options can be explored.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

50255-HM-1023

© 2023 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

* Medicare Advantage, Medicare Supplemental Insurance, and Part D options can be explored.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

50255-HM-1023