Question 1

What does a licensed health insurance agent do?

Accepted Answer

A licensed health insurance agent is a professional who helps you find and enroll in insurance coverage. Agents with HealthMarkets work for you, not just one insurance company, and can present you with various plan options from multiple insurers. Agents can explain the differences between plans, assist with enrollment paperwork, and help you find coverage that fits your healthcare needs and budget.

Question 2

Do you have to pay to use a health insurance agent?

Accepted Answer

No, using a licensed insurance agent with HealthMarkets does not cost you anything. Agents provide services such as comparing plans from multiple insurance companies, explaining coverage and costs, helping with enrollment, and offering ongoing support at no cost to you

Question 3

What is a Medicare insurance agent?

Accepted Answer

A Medicare insurance agent is an agent who is licensed to sell Medicare plans to eligible individuals. They can help you compare Medicare options, such as Medicare Advantage plans, Medicare Supplement (Medigap) policies, and Part D prescription drug plans, from multiple insurance companies. A Medicare agent can explain the differences between these plans and help you choose the Medicare coverage that fits your healthcare needs and budget. Like other agents, their assistance comes at no cost to you.

Question 4

How do I choose a health insurance plan?

Accepted Answer

When choosing a health insurance plan, there are a lot of factors to consider, but you should think about which benefits and costs matter most to you. Some important factors to consider when selecting a health plan include:

Question 5

Can a licensed health insurance agent help me find dental, vision, or life insurance?

Accepted Answer

Yes, many insurance agents are licensed to assist with insurance needs beyond just health coverage. Your broker or agent can often help you find dental insurance or vision plans to cover routine care, supplemental plans, and life insurance. Ask your local licensed insurance agent for help with health, dental, vision, supplemental, and life insurance

Question 6

What Is HealthMarkets?

Accepted Answer

HealthMarkets is an insurance agency that is licensed nationwide, except in Massachusetts. Agents licensed with HealthMarkets have access to different types of insurance plans sold by multiple insurance companies. This means they can search through your options for you and help you find a plan that meets your priorities and stays within your budget

Ruben Mendez

Elgin, IL - Based Licensed insurance agent

About Ruben

Licensed Health Insurance Agent FAQs