You’ve probably already received your renewal notice for your current health insurance plan. The Affordable Care Act Open Enrollment Period is beginning soon, and there are some important things to consider before it closes in a few months. Never fear, HealthMarkets is here to help you review your ACA insurance options before time runs out.

Open Enrollment

The Open Enrollment Period for the ACA begins November 1 and runs through January 31. When the enrollment period starts, it’s a good time to review your health plan options and get new price-quotes for the upcoming calendar year. You want to be certain that your coverage still meets your healthcare and financial needs. Look for any changes to your current plan, including the renewal price. Stay on the safe side and review your current plan with your local HealthMarkets licensed insurance agent to see if there are other coverage options to better fit your needs .

Timing

If you sign up for a plan during the ACA Open Enrollment Period, you are ensuring that you’re covered throughout the coming year. You must sign up during Open Enrollment to avoid the tax penalty for lack of coverage. Anyone enrolling between December 16 and January 15 will have health insurance coverage beginning February 1. Be careful – signing up during the end of open enrollment can leave you without health insurance coverage until your new policy takes effect next year.

Final Day

The last day to enroll for healthcare coverage is January 31. There are no exceptions unless you qualify for a Special Enrollment Period. The last thing you want to do is risk missing a deadline and losing the coverage you need for you and your family. It’s better to be safe than sorry – let a local, licensed agent from HealthMarkets review your coverage options with you to make your health insurance shopping experience as effortless as possible.

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