Published January 8, 2015 | CNBC
By Elaine Pofeldt

Robin Wiener has achieved something many small-business owners have struggled to do: She has lowered her firm’s health-care premiums.

The dip isn’t huge. Her health-care IT firm, Get Real Health in Rockville, Maryland, has saved about 1 percent. But achieving the small savings took some careful planning, given …

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