June 14, 2022
2 minute read

Why is a Vision Insurance Plan Necessary for Adults?

As you age, so do your eyes. Over time, the primary causes of eye and vision problems experienced are due to macular degeneration, cataracts, and glaucoma. Luckily, a vision insurance plan can help you maintain your eyesight in two basic ways—providing coverage for your prescriptions and providing coverage for regular exams, which can help to identify unseen damage or disease.

Preventive care can help your eyesight

Although it seems backwards, you can’t always see what’s happening to your eyes with the naked eye. The first signs of glaucoma, corneal damage, or ocular immobility are hard to determine in front of the mirror.

Luckily, regular eye exams can help detect a number of ailments, including those that cause loss of vision. And in many cases, early identification is best. If an optometrist can identify an issue before it becomes serious, there may be a much better chance at treating the problem and helping to protect your vision. A vision insurance plan can help cover the costs of regular exams with an optometrist.

How often should adults get eye exams?

At a minimum, anyone over 18 should be using their vision insurance plan and scheduling regular eye exams at least every 2 years. This should be done as a preventive measure, whether or not you experience any symptoms. According to the American Optometric Association, those with known risk factors should schedule more frequent exams.

What kind of insurance do you need for glasses?

A vision insurance plan is the kind of insurance you need to cover glasses. Approximately 11 million Americans aged 12 and older could see better with some form of vision correction.1 And while vision screenings are covered for children under 18 as a part of Affordable Care Act-compliant coverage, it is not required for adults. So, you may need to purchase a stand-alone vision plan.

Plus, people who wear glasses aren’t necessarily wearing the correct prescription. Unfortunately, your prescription lenses don’t stay accurate forever. As your eyes age, your vision may change. These changes may alter your prescription each year. If you’re wearing an outdated prescription, or no prescription despite vision impairment, you risk overusing your eyes.

Wearing an incorrect prescription for glasses can cause eyestrain, headaches, fatigue, and even migraines. The truth is, you don’t have to “just live with it.” Vision insurance plans generally allow regular visits and eye exams with an optometrist. They can also include allowances for glasses and/or contacts to help keep your prescription current.

Find a vision coverage solution

HealthMarkets can help you get the right vision insurance plan for your needs, and the service comes at no cost to you. Call (800) 827-9990 to speak with a licensed insurance agent in your area today. You can also review your options online now.

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© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

48645-HM-0622

© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

48645-HM-0622

© 2022 HealthMarkets Insurance Agency. All rights reserved.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1- 844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

48645-HM-0622