Horizon Blue Cross Blue Shield of New Jersey

OMNIA Silver Saver HSA ($0 Horizon CareOnline Virtual Care after Ded, $0 Select Insulin, No Referrals)

Plan Overview

Medical Deductible
  • Individual: $2,300
  • Family: $4,600
Prescription Drug Deductible
  • Individual: Included in Medical
  • Family: Included in Medical
  • Per Person: Included in Medical
Medical Out-of-Pocket Maximum
  • Individual: $7,750
  • Family: $15,500
  • Per Person: $7,750
Drug Out-of-Pocket Maximum
  • Individual: Included in Medical
  • Family: Included in Medical
  • Per Person: Included in Medical

Office Visit

Primary Doctor
  • Standard: $20 Copay after deductible
Specialist
  • Standard: $35 Copay after deductible

Prescription Drug Information

Preferred Brand Drugs
  • Standard: 50% Coinsurance after deductible
Non Preferred Brand Drugs
  • Standard: 50% Coinsurance after deductible
Generic Drugs
  • Standard: 50% Coinsurance after deductible
Specialty Drugs
  • Standard: 50% Coinsurance after deductible

Inpatient Coverage

Hospital Services
  • Standard: 40% Coinsurance after deductible
Inpatient Services
  • Standard: 40% Coinsurance after deductible

Emergency and Urgent Care

Emergency Room
  • Standard: $100 Copay<br>40% Coinsurance after deductible