Explore Affordable Care Act health insurance plans in Florida

Learn about Affordable Care Act (ACA) plans available throughout the state of Florida, as well as in major metropolitan areas.

Florida enrollment dates and deadlines

Florida residents can apply for Affordable Care Act (ACA) health insurance plans, also known as Obamacare plans, during the annual Open Enrollment Period, which usually occurs from November 1 – December 15 each year.

If you don’t have health insurance, an ACA health plan could be the right coverage for you and your loved ones. All ACA plans are required to cover 10 essential benefits, including emergency services, maternity care, and prescription drugs.

You may also be eligible for premium tax subsidies, which could reduce the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.1

If you miss Open Enrollment, you’ll have to wait until you qualify for a Special Enrollment Period, which involves experiencing certain life events, like getting married, relocating to a new home, having a child, or losing your health coverage. The Federal government may open a Special Enrollment Period as well.


Major Florida Cities

Select your city or the closest major city near you in Florida to view local Affordable Care Act (ACA) health insurance plans.
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3. Premium subsidies vary by address and subject to eligibility. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). They may also qualify for a zero-dollar premium bronze plan (after tax credits). Cost sharing (deductibles and coinsurance) may be higher.
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