Anthem Bronze X Tiered 8000

Anthem Blue Cross and Blue Shield
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Plan overview
Medical deductible

Individual: $8000

Family: $16000

Per Person: $8000


Prescription drug deductible

Individual: $0

Family: $0

Per Person: $0


Combined medical and drug out of pocket maximum

Individual: $10600

Family: $21200

Per Person: $10600

Office visit
Primary Doctor

CoPay: $40.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: The first visit when you obtain primary care services during an office visit, virtual visit or in a retail health clinic is covered in full - not subject to deductible. For additional primary care office visits, virtual visits and retail health clinic visits, you pay a copay per visit - not subject to deductible. These copays will be lower if you choose a Tier 1 primary care provider (PCP) or retail health clinic Tier 1 provider. Services performed during the office visit are covered at deductible and coinsurance. You may also be able to access care with lower cost shares using our online virtual doctor visits and medical chat with a doctor. These can be accessed via our mobile application or website.


Specialist

CoPay: $80.00 Copay after deductible

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: When there is a copay for the office visit, the copay is for the office visit only. All other services provided during the visit are subject to deductible and coinsurance. Copays will be lower when you choose a Tier 1 specialist. You may also be able to access care with lower cost shares using our online virtual doctor visits and medical chat with a doctor. These can be accessed via our mobile application or website.

Prescription drug information
Preferred brand drugs

CoPay: Not Applicable

CoInsurance: 35.00% Coinsurance after deductible

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Cost share shown is for a 30 day supply. 90 day supply for home delivery is also available.


Non preferred brand drugs

CoPay: Not Applicable

CoInsurance: 35.00% Coinsurance after deductible

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Cost share shown is for a 30 day supply. 90 day supply for home delivery is also available.


Generic drugs

CoPay: $15.00 Copay after deductible

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Cost share shown is for a 30 day supply. 90 day supply for home delivery is also available.


Specialty drugs

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: 30 day supply only for retail or home delivery.

Inpatient coverage
Hospital services

CoPay: Not Applicable

CoInsurance: 50.00% Coinsurance after deductible

Covered: Covered


Inpatient services

CoPay: Not Applicable

CoInsurance: 50.00% Coinsurance after deductible

Covered: Covered

Emergency and urgent care
Emergency room

CoPay: Not Applicable

CoInsurance: 50.00% Coinsurance after deductible

Covered: Covered


Urgent care facility

CoPay: $55.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: When there is a copay, the copay is for the office visit only. All other services provided during the visit are subject to deductible and coinsurance. Services performed outside the office setting are covered at deductible and coinsurance. Cost share is driven by provider/setting.

Maternity
Labor and delivery hospital stay

CoPay: Not Applicable

CoInsurance: 50.00% Coinsurance after deductible

Covered: Covered

Benefit Explanation: Maternity care may include tests and services described elsewhere within the SBC (i.e. ultrasound).


Pre and Postnatal office visit

CoPay: Not Applicable

CoInsurance: 50.00% Coinsurance after deductible

Covered: Covered

Vision
Routine Eye Exams for Children

CoPay: No Charge

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity: 1

Limit Unit: Exam(s) per Year

Benefit Explanation: Eye Exams are covered once per benefit period for IN-Network Services.

Major dental care
Routine dental checkups for children

CoPay:

CoInsurance:

Covered: Not Covered

Limit Quantity:

Limit Unit:


Routine dental checkups for adults

CoPay:

CoInsurance:

Covered: Not Covered

Limit Quantity:

Limit Unit:

Benefit Explanation:

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These policies have exclusions, limitations, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company (whichever is applicable).