Bronze 60 Ambetter HMO

Health Net of California, Inc
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Plan overview
Medical deductible

Individual: $0

Family: $0

Per Person: $0


Prescription drug deductible

Individual: $450

Family: $900

Per Person: $450


Combined medical and drug out of pocket maximum

Individual: $9800

Family: $19600

Per Person: $9800

Office visit
Primary Doctor

CoPay: $60.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.


Specialist

CoPay: $95.00 Copay after deductible

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: The medical deductible does not apply to your first three specialty care office visits.

Prescription drug information
Preferred brand drugs

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.


Non preferred brand drugs

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.


Generic drugs

CoPay: $20.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.


Specialty drugs

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

Inpatient coverage
Hospital services

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Benefit Explanation: This includes labor and delivery, mental health, and substance use disorder facility fee.


Inpatient services

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Benefit Explanation: This includes labor and delivery, mental health, and substance use disorder professional fee.

Emergency and urgent care
Emergency room

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.


Urgent care facility

CoPay: $60.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

Maternity
Labor and delivery hospital stay

CoPay: Not Applicable

CoInsurance: 40.00% Coinsurance after deductible

Covered: Covered

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.


Pre and Postnatal office visit

CoPay: Not Applicable

CoInsurance: No Charge

Covered: Covered

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

Vision
Routine Eye Exams for Children

CoPay: Not Applicable

CoInsurance: No Charge

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.

Major dental care
Routine dental checkups for children

CoPay: Not Applicable

CoInsurance: No Charge

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation: Please see plan's Summary of Benefits and Coverage (SBC) and Evidence of Coverage (EOC) or policy document for complete information on benefits and exclusions.


Routine dental checkups for adults

CoPay:

CoInsurance:

Covered:

Limit Quantity:

Limit Unit:

Benefit Explanation:

Have questions?

A licensed insurance agent can help you find the health insurance you need

These policies have exclusions, limitations, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company (whichever is applicable).

Your actual effective date may be different from your requested effective date. Your actual effective date is subject to you meeting the regulatory requirements for a "Special Enrollment Qualifying Event." In order to qualify for a "Special Enrollment," you must show proof of your qualifying event
(e.g., if your qualifying event is a marriage, you must provide a copy of your marriage license, etc.). You must submit all supporting documentation WITH your application. Applications submitted without appropriate documentation cannot be processed. All documents (application and supporting documentation) must be submitted at the same time and through the same method (online application, envelope/email/fax). If supporting documentation is sent separate from the application there is no guarantee that it will be matched to the application.
Community Care HMO plans, offered by Health Net of California, are pending regulatory approval by the Department of Managed Health Care.
The premium rates quoted are subject to change.
HMO Coverage is provided by Health Net of California, Inc., PPO Insurance Plans are underwritten by Health Net Life Insurance Company.
Health Net of California, Inc. and Health Net Life Insurance Company are subsidiaries of Health Net, Inc. Health Net® is a registered trademark of Health Net, Inc.