KP MD Platinum 0 Ded/Vision

Kaiser Permanente
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Plan overview
Medical deductible

Individual: $0

Family: $0

Per Person: $0


Prescription drug deductible

Individual: $0

Family: $0

Per Person: $0


Combined medical and drug out of pocket maximum

Individual: $5000

Family: $10000

Per Person: $5000

Office visit
Primary Doctor

CoPay: $15.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation:


Specialist

CoPay: $20.00

CoInsurance: Not Applicable

Covered: Covered

Prescription drug information
Preferred brand drugs

CoPay: $35.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation:


Non preferred brand drugs

CoPay: $55.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation:


Generic drugs

CoPay: $5.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation:


Specialty drugs

CoPay: $150.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:

Benefit Explanation:

Inpatient coverage
Hospital services

CoPay: $350.00 Copay per Day

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: $350 copay per day up to 4 days per admission.


Inpatient services

CoPay: No Charge

CoInsurance: Not Applicable

Covered: Covered

Emergency and urgent care
Emergency room

CoPay: $300.00

CoInsurance: Not Applicable

Covered: Covered


Urgent care facility

CoPay: $20.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: Non-plan providers are covered only outside the service area.

Maternity
Labor and delivery hospital stay

CoPay: $350.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: $350 copay per day up to 4 days per admission.


Pre and Postnatal office visit

CoPay: No Charge

CoInsurance: Not Applicable

Covered: Covered

Vision
Routine Eye Exams for Children

CoPay: $15.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity: 1

Limit Unit: Exam(s) per Benefit Period

Major dental care
Routine dental checkups for children

CoPay: $5.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity: 2

Limit Unit: Exam(s) per Benefit Period


Routine dental checkups for adults

CoPay:

CoInsurance:

Covered:

Limit Quantity:

Limit Unit:

Benefit Explanation:

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These policies have exclusions, limitations, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company (whichever is applicable).