Plan overview
Medical deductible

Individual: $1500

Family: $3000

Per Person: $1500


Prescription drug deductible

Individual: $0

Family: $0

Per Person: $0


Combined medical and drug out of pocket maximum

Individual: $9000

Family: $18000

Per Person: $9000

Office visit
Primary Doctor

CoPay: $30.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation: $5 copay for the first three in-network Primary Care Provider visits per year. Practitioners assisting specialists will be charged at the specialist copay.


Specialist

CoPay: $50.00

CoInsurance: Not Applicable

Covered: Covered

Prescription drug information
Preferred brand drugs

CoPay: $50.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity: 30

Limit Unit: Days per Month

Benefit Explanation: The cost share shown is the most common amount paid by a member for drugs in this category. Some drugs may fall under a higher or lower cost sharing amount than is listed here. For the cost share of a specific drug, see the list of covered drugs and the Summary of Benefits. Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. Insulin: $35 max out of pocket for 30 day supply prior to deductible.


Non preferred brand drugs

CoPay: Not Applicable

CoInsurance: 50.00% Coinsurance after deductible

Covered: Covered

Limit Quantity: 30

Limit Unit: Days per Month

Benefit Explanation: Tier 4- 50% up to $200 per 30-day script cap. The cost share shown is the most common amount paid by a member for drugs in this category. Some drugs may fall under a higher or lower cost sharing amount than is listed here. For the cost share of a specific drug, see the list of covered drugs and the Summary of Benefits. Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. Insulin: $35 max out of pocket for 30 day supply prior to deductible.


Generic drugs

CoPay: $10.00

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity: 30

Limit Unit: Days per Month

Benefit Explanation: The cost share shown is the most common amount paid by a member for drugs in this category. Some drugs may fall under a higher or lower cost sharing amount than is listed here. For the cost share of a specific drug, see the list of covered drugs and the Summary of Benefits. Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. Insulin: $35 max out of pocket for 30 day supply prior to deductible.


Specialty drugs

CoPay: Not Applicable

CoInsurance: 50.00% Coinsurance after deductible

Covered: Covered

Limit Quantity: 30

Limit Unit: Days per Month

Benefit Explanation: Tier 5 Specialty Drugs - 50% up to $300 per 30-day script cap. The cost share shown is the most common amount paid by a member for drugs in this category. Some drugs may fall under a higher or lower cost sharing amount than is listed here. For the cost share of a specific drug, see the list of covered drugs and the Summary of Benefits. Coverage is limited to a 30-day supply retail or 90-day supply mail order per fill or refill. Insulin: $35 max out of pocket for 30 day supply prior to deductible

Inpatient coverage
Hospital services

CoPay: Not Applicable

CoInsurance: 20.00% Coinsurance after deductible

Covered: Covered


Inpatient services

CoPay: Not Applicable

CoInsurance: 20.00% Coinsurance after deductible

Covered: Covered

Emergency and urgent care
Emergency room

CoPay: $250.00 Copay after deductible

CoInsurance: 20.00% Coinsurance after deductible

Covered: Covered


Urgent care facility

CoPay: $50.00

CoInsurance: Not Applicable

Covered: Covered

Benefit Explanation:

Maternity
Labor and delivery hospital stay

CoPay: Not Applicable

CoInsurance: 20.00% Coinsurance after deductible

Covered: Covered


Pre and Postnatal office visit

CoPay: Not Applicable

CoInsurance: 20.00% Coinsurance after deductible

Covered: Covered

Vision
Routine Eye Exams for Children

CoPay: No Charge

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:

Major dental care
Routine dental checkups for children

CoPay: No Charge

CoInsurance: Not Applicable

Covered: Covered

Limit Quantity:

Limit Unit:


Routine dental checkups for adults

CoPay:

CoInsurance:

Covered: Not Covered

Limit Quantity:

Limit Unit:

Benefit Explanation:

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These policies have exclusions, limitations, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company (whichever is applicable).