Health insurance open enrollment for ACA plans doesn’t have to be stressful. Follow these 7 smart steps to sign up for health insurance that works for you — and your budget. The annual Open Enrollment Period is your once-a-year chance to shop for health insurance plans on the federal Health Insurance marketplace or your state-based […]

Basic health insurance costs can be confusing, especially if you are shopping for coverage for the first time or changing plans. The price you pay depends on factors like your age, income, where you live, and the type of plan you choose. There is no one-size-fits-all answer when it comes to basic health insurance costs […]

When it’s time to renew your health insurance policy, what should you look for? In most cases, you’ll review your health insurance policy, evaluate your options, and choose a plan during the Open Enrollment period, which runs from November 1, 2025, through January 15, 2026.1 Maybe you’ll renew your existing health insurance policy. Or maybe […]

Overwhelmed by your Medicare Advantage plan options? You’re not alone. Most people have 34 plans to choose from.1 But it doesn’t have to be overwhelming. In this article, we’ll explain 5 questions to ask that may help you find a Medicare Advantage plan to get the coverage you need. Ready to get started? Let’s walk […]

If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]

Curious about Medicare Advantage premiums in 2025? You know…like how much your premium will cost. Or maybe you’ve got questions about Medicare Advantage plan options, pricing and coverage. Or maybe you’ve heard some Medicare Advantage premiums are as low as $0 a month. Here’s the thing…Medicare Advantage premiums can vary widely depending on the plan […]

Shopping for health insurance can be overwhelming. Whether it’s your first time or your annual review, knowing the basics can help you effectively compare plans and find coverage that suits your needs and budget. An easy way to start is by understanding the basics of health insurance costs. Premiums The premium is the amount you […]

Want to skip the trip to the pharmacy, but still need medications? Home delivery of prescriptions can save you time and money. Most prescription drug plans offer this service. And there’s at least six reasons getting your prescriptions this way makes sense. Ready to learn more about how home delivery of prescriptions can save you […]

The Affordable Care Act (ACA) expanded healthcare coverage to include preventive services. These services are provided without a deductible, copay, or coinsurance. So, are vaccines covered by health insurance? All Affordable Care Act-qualified health insurance plans cover certain vaccines Which vaccines are covered will vary slightly depending on age (under or over the age of […]

How much are Medicare premiums? Each part or Medicare (A, B, C, and D) provides a different set of health insurance benefits.1 Medicare premiums are different for each part, too. But how different are they? We explain what each part of Medicare might cost you. Medicare Part A premiums (for hospital insurance) The first part […]

If you’re eligible to receive Medicare coverage, you may still be responsible for some Medicare out-of-pocket costs. Depending on the plan you choose and your yearly income, you will have more or less to pay in healthcare expenses. HealthMarkets can help break down those expenses for each Medicare part. What Are Medicare Out-of-Pocket Expenses? Premiums, […]

Trying to figure out health insurance on your own? You’ve got a lot of options to choose from to get health insurance coverage. And that’s a good thing. But with so many choices and a mix of health insurance plans with different levels of coverage to choose from, it can be a little overwhelming trying […]