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Your plan for now: Short-term health insurance
Find a plan for when you're in-between plans
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Temporary health insurance
Short-term health insurance is a form of coverage that helps pay for medical services when you’re in- between major medical insurance plans. If you are between jobs, planning to travel internationally, waiting for Medicare or outside an enrollment period, a short-term policy could be just what the doctor ordered.
Benefits of short-term insurance:
Coverage may start as early as tomorrow if you apply today
Typically lower monthly premiums
Purchase 30-day medical insurance or get coverage for up to 4 months, depending on availability
Choose between a single payment or monthly payment schedule
FAQs
Will short-term health insurance work for me?
Short-term health insurance can be ideal for people experiencing or expecting a loss of coverage. If you need to fill a temporary gap in-between health insurance plans, short-term medical insurance may be a great fit for you.
How do I apply for the best short-term health insurance?
A licensed health insurance agent can help you apply for short-term health insurance available in your area and based on your needs. You will have to provide some basic information, including your name, age and location. Additionally, your application will include a series of medical questions about your health history.
Do short-term health insurance plans have networks?
Yes. Many short-term health insurance plans include networks. This allows plans to negotiate lower service rates with providers.
Do short-term insurance plans cover pre-existing conditions?
No, usually they do not. Some short-term plans may cover a limited number of pre-existing conditions. Insurance carriers are not required to provide this coverage, so you may be denied a plan if you have an underlying health condition.