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Explore Affordable Care Act (ACA) health insurance plans near Palm Coast, Florida.

Learn about plans and carriers available throughout the greater Palm Coast area. Looking for something specific? Click a link to navigate to that section of the page.

Florida enrollment dates and deadlines

Florida residents can apply for Affordable Care Act (ACA) health insurance plans during the annual Open Enrollment Period or during a Special Enrollment Period (SEP).

  • The Open Enrollment Period generally occurs from November 1 – December 15 every year.
  • You may be eligible for a Special Enrollment Period if you experience certain life events, such as getting married, relocating to a new home, having a child, or losing your health coverage.

The Federal government may also open a Special Enrollment Period.

If you don’t have health insurance, an ACA health plan could be the right coverage for you and your family. All ACA plans are required to cover 10 essential benefits, including emergency services, maternity care, and prescription drugs.

You may also qualify for premium tax subsidies, which could decrease the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.1

ACA Health Insurance Plans in Palm Coast, Florida

View available insurance plans from recognized insurance companies in and near Palm Coast, Florida below. Select a health plan to learn more.
UHC Bronze Virtual First ($3 Rx + Unlimited Free App-based Care) (Disponible en español)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Bronze Value+ ($3 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Bronze Value+ Saver ($5 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Bronze Value+ ($3 Rx + 6 Free Virtual Visits)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Bronze Essential+ (Low Premium)
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Advantage+ Extra Saver ($3 Rx + Dental + Vision + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Advantage+ Extra ($3 Rx + Dental + Vision + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver-X Advantage+ Base ($3 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Advantage+ Saver ($5 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Virtual First Saver ($3 Rx + Unlimited Free App-based Care) (Disponible en español)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Value+ ($3 Rx + 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Value+ Base ($3 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Value+ Saver ($3 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Value+ Saver ($3 Rx + 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Virtual First ($3 Rx + Unlimited Free App-based Care) (Disponible en español)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Silver Value+ ($3 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Gold Value+ ($1 Rx + 6 Free Virtual Visits)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Gold Value+ ($2 Rx + 3 Free Primary Care & 6 Free Virtual Visits)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Gold Advantage+ Extra ($1 Rx + Dental + Vision + 6 Free Virtual Visits)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
UHC Gold Advantage+ ($1 Rx + Unlimited Free Primary Care & Virtual Visits)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UnitedHealthcare
Silver Simple- For Diabetes ($0 Diabetic Labs + Insulin Discounts + $0 Foot and Eye Exams + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- $0 Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- $1000 Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- $4000 Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Classic- HSA
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Elite ($3 Drugs + $0 Virtual Care)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Elite- $0 Ded ($0 Primary Care + $3 Drugs + $0 Virtual Care)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Classic- $0 PCP ($0 Primary Care + $3 Drugs + $0 Virtual Care)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Simple ($3 Drugs + $0 Virtual Care)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Elite- $0 Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple- HSA
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Elite- $0 PCP ($0 Primary Care + $0 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Classic- Low Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple- PCP Saver ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- $4700 Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- Specialist Saver ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- $0 PCP ($0 Primary Care + $3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Classic- Low Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Classic- $0 Ded ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Elite ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Simple- HSA
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Classic ($3 Drugs + $0 Virtual Care)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- $0 Ded+Specialist Saver ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Secure
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Classic- PCP Saver ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple- Specialist Saver ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Classic ($3 Drugs + $0 Virtual Care)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- $0 Ded+PCP Saver ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- PCP Saver ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Simple ($3 Drugs + $0 Virtual Care)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
AdventHealth Gold VALUE RX 75 1825
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth Silver VALUE RX 80 1821
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth Bronze VALUE RX 50 1820
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth Silver HMO 65 1810
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth Bronze HMO 100 HSA 1795
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth Bronze HMO 100 1776
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth Gold HMO 80 1772
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth Bronze HMO 60 1752
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Bronze HMO 60 1657
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealthGYM ACCESS Bronze HMO 50 1797
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Bronze HMO 100 HSA 1660
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Silver HMO 100 1668
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Gold HMO 80 1741
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Gold HMO 100 1738
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Gold HMO 70 1743
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Catastrophic HMO 1748
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Silver HMO 80 1696
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.
AdventHealth GYM ACCESS Gold HMO 90 HSA 1745
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Health First Commercial Plans, Inc.

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