Explore Affordable Care Act (ACA) health insurance plans near Ferndale, Michigan.
Michigan enrollment dates and deadlines
Michigan residents can apply for Affordable Care Act (ACA) health insurance plans during the annual Open Enrollment Period or during a Special Enrollment Period (SEP).
- The Open Enrollment Period generally occurs from November 1 – December 15 every year.
- You may be eligible for a Special Enrollment Period if you experience certain life events, such as getting married, relocating to a new home, having a child, or losing your health coverage.
The Federal government may also open a Special Enrollment Period.
If you don’t have health insurance, an ACA health plan could be the right coverage for you and your family. All ACA plans are required to cover 10 essential benefits, including emergency services, maternity care, and prescription drugs.
You may also qualify for premium tax subsidies, which could decrease the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.1
ACA Health Insurance Plans in Ferndale, Michigan
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