Explore Affordable Care Act (ACA) health insurance plans near Philadelphia, Pennsylvania.

Learn about plans and carriers available throughout the greater Philadelphia area. Looking for something specific? Click a link to navigate to that section of the page.

Pennsylvania enrollment dates and deadlines

Pennsylvania residents can apply for Affordable Care Act (ACA) health insurance plans during the annual Open Enrollment Period or during a Special Enrollment Period (SEP).

  • The Open Enrollment Period generally occurs from November 1 – December 15 every year.
  • You may be eligible for a Special Enrollment Period if you experience certain life events, such as getting married, relocating to a new home, having a child, or losing your health coverage.

The Pennsylvania government may also open a Special Enrollment Period.

If you don’t have health insurance, an ACA health plan could be the right coverage for you and your family. All ACA plans are required to cover 10 essential benefits, including emergency services, maternity care, and prescription drugs.

You may also qualify for premium tax subsidies, which could decrease the cost of your monthly premiums. Some Americans may even qualify for $0 premium bronze and silver plans.1

ACA Health Insurance Plans in Philadelphia, Pennsylvania

View available insurance plans from recognized insurance companies in and near Philadelphia, Pennsylvania below. Select a health plan to learn more.
Silver Simple- For Diabetes
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- $100 Ded
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- $1000 Ded
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- $5000 Ded
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Elite- $0 Ded
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple- HSA
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Elite- $0 PCP
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Classic- Low Ded
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Elite- Specialist Saver
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple- PCP Saver
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- $4700 Ded
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- $3000 Ded
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- Specialist Saver
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- $0 PCP
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Classic- $0 Ded
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Simple- HSA
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Gold Classic
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- Specialist Saver
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Secure
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Simple- Specialist Saver
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Silver Classic
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Elite- PCP Saver
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Bronze Classic- PCP Saver
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Oscar
Geisinger Marketplace All-Access QHDHP PPO 6850 - HSA Eligible
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access PPO 40/80/8400
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access PPO 30/60/4650
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access PPO 20/50/3250
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Keystone HMO Silver Proactive Basic
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Keystone HMO Silver Basic
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Keystone HMO Bronze
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Keystone HMO Silver
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Keystone HMO Silver Proactive Lite
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Keystone HMO Silver Proactive
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Keystone HMO Gold Proactive
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Keystone HMO Gold
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
my Blue Access Major Events PPO 8700 - 3 Free PCP Visits
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Gold 0 + Adult Dental and Vision
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Silver 2900 + Adult Dental and Vision
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Bronze 3800 + Adult Dental and Vision
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Gold 0
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Silver 2900
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Bronze 3800
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Premier Gold 0 + Adult Dental and Vision
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Premier Gold 0
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Silver 3250 HSA
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
my Blue Access PPO Bronze 6900 HSA
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Highmark Inc.
Personal Choice EPO Gold
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Personal Choice EPO Bronze Basic
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Personal Choice EPO Bronze Reserve
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Personal Choice EPO Catastrophic
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Personal Choice PPO Bronze
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Personal Choice PPO Silver
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Personal Choice PPO Gold
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Independence Blue Cross
Geisinger Marketplace All-Access Value
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO Pharmacy First 8500
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO 30/60/7000
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO 25/50/4000
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO 25/50/2500
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO 25/45/0
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO 40/80/8400
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO 30/60/4650
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
Geisinger Marketplace All-Access HMO 20/50/3250
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Geisinger Health Plans
UPMC Advantage Silver $6,800/$0 - Premium Network
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UPMC Health Plan
UPMC Advantage Silver $1,500/$75 - Premium Network
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UPMC Health Plan
UPMC Advantage Gold HSA $3,100/$0 - Premium Network
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UPMC Health Plan
UPMC Advantage Catastrophic $8,700/$0 - Premium Network
Coverage Level: Catastrophic
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UPMC Health Plan
UPMC Advantage Bronze $6,700/$0 - Premium Network
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UPMC Health Plan
UPMC Advantage Gold $1,000/$10 - Premium Network
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UPMC Health Plan
UPMC Advantage Silver $3,500/$40 - Premium Network
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
UPMC Health Plan
Cigna Connect 1250 Enhanced Diabetes Care ($0 Preferred Insulin)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 750 ($0 Telehealth)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 2500 ($0 Telehealth)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 1000 ($0 Telehealth)
Coverage Level: Gold
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 4200 Enhanced Asthma COPD Care ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 3500 Enhanced Diabetes Care ($0 Preferred Insulin)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 2900 ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 3600 ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 7300 ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 5500 ($0 Telehealth)
Coverage Level: Silver
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect HSA 6000
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 6800 Enhanced Diabetes Care ($0 Preferred Insulin)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 7800A ($0 Telehealth)
Coverage Level: Expanded Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 7800 ($0 Telehealth)
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
Cigna Connect 8700 ($0 Telehealth)
Coverage Level: Bronze
Deductible
per individual
Max Out-of-Pocket
per individual
Office Visit
Network Type
Cigna Health and Life Insurance Company
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