Every fall, your insurance company sends you a Medicare Annual Notice of Change (ANOC) letter, and it could affect what you pay for health care next year.1 Before it lands in the recycling bin with the rest of your mail, here's what it tells you and what to do about it. What Is an ANOC? The Medicare Annual Notice of Change is a letter from your private Medicare insurance company explaining the cha
Wondering if there’s a way to get help with prescription drug costs? If you have a Medicare Part D plan, you may be able to get help through state pharmaceutical assistance programs (also called SPAP). What’s an SPAP? Here’s the simple answer: SPAPs are state-funded programs designed to make prescription drugs more affordable for people on Medicare.1 Sounds great, right? But here’s the thing… Not
Medicare Part A and Part B coverage (Original Medicare) can cover much of your doctor and hospital bills, but it doesn’t cover everything. Medicare Supplement Plan K is one of several Medicare Supplement Plans (also called Medigap), purchased through private insurance companies that helps pay for some of the expenses that your Original Medicare plan doesn’t cover. About Medicare Supplement Plans M
