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If you’ve never had health insurance, you might not be familiar with the difference between a copayment and coinsurance. Understanding these two terms can help you better understand your out-of-pocket expenses for the health insurance plans you’re considering so you can choose a plan that is right for your needs. Copayment and coinsurance are both […]

Sticker shock at the pharmacy? You’re not alone. If you’ve ever wondered why your medication costs are so much, your Medicare prescription deductible could be the reason. Understanding how Medicare prescription deductibles work can help you avoid surprise costs at the pharmacy and choose the right health plan for your needs. In this article, you’ll […]

Curious about Medicare Advantage premiums in 2025? You know…like how much your premium will cost. Or maybe you’ve got questions about Medicare Advantage plan options, pricing and coverage. Or maybe you’ve heard some Medicare Advantage premiums are as low as $0 a month. Here’s the thing…Medicare Advantage premiums can vary widely depending on the plan […]

Curious about the benefits of Medicare Advantage?1 If you’re turning 65 or you’re already enrolled in Medicare, you’ve likely come across Medicare Advantage plans. Fun fact: An estimated 54% of Medicare beneficiaries enroll in Medicare Advantage plans.2 More fun facts: The average Medicare beneficiary can choose from 43 different Medicare Advantage plans.2 Sounds interesting, right? […]

Does Medicare cover the shingles vaccine? It’s a good question to ask, especially if you’re older. Why? About 1 million cases of shingles (also known as the herpes zoster virus) are treated in the U.S. every year.1 About 1 in 3 adults will develop shingles in their lifetime. And most people who develop shingles are […]

Looking for dental insurance for seniors? If you want to keep your teeth happy as you age, you know the drill… Brush and floss daily Visit a dentist for regular checkups, cleanings, and oral healthcare needs That makes sense, right? Here’s the thing… An estimated 56% of adults age 65 and older enrolled in Medicare […]

Wondering if there’s a way to get help with prescription drug costs? If you have a Medicare Part D plan, you may be able to get help through state pharmaceutical assistance programs (also called SPAP). What’s an SPAP? Here’s the simple answer: SPAPs are state-funded programs designed to make prescription drugs more affordable for people […]

Before you shop for or purchase a Medicare plan, make sure you know the five Medicare questions to ask to ensure that you find the best value for your needs. Not sure how to find answers? The HealthMarkets Medicare shopping experience helps makes it easy. 1. How much does a Medicare Advantage plan cost? While […]

If you’re on Medicare, you might be glad to have enrolled in it once. And for that reason, you may never be tempted to review your plan’s coverage ever again. It would certainly be your right to do that; your benefits would simply auto-renew each year. But it may be in your best interest. It’s […]

Going through life changes? You may be able to enroll in Medicare or make changes to your plan. Learn what changes qualify.   You may have heard that you can sign up for health insurance only during a certain time of year. But when your child left their job recently, they signed up during a […]

You may be able to qualify for both Medicaid and Medicare, something known as dual eligibility. Here’s some information to help you understand. What is Medicare? What is Medicaid? What’s the difference between Medicare and Medicaid? Can I be eligible for both Medicare and Medicaid? What’s a D-SNP, exactly? What is partial dual eligibility? How […]

How does regular dental care keep you healthy? How does regular vision care keep you healthy? How does caring for your hearing keep you healthy? How do you get dental, vision and hearing insurance? What is a waiting period? When can you get dental, vision and hearing coverage? Original Medicare doesn’t come with dental, vision […]