UnitedHealthcare Benefits Plan of California underwrites individual and family health insurance plans for UnitedHealthcare. Operating as a United HealthCare Services company, it is part of the UnitedHealth Group family. This family of companies has enabled UnitedHealth Group to operate in every U.S. state as well as 125 different countries, processing over 600 billion digital transactions every year.

UnitedHealth Group was first founded in 1974 as Charter Med Incorporated. Its founders consisted of physicians and healthcare professionals that wanted to give consumers more health insurance options. In 1977, under the name United HealthCare Corporation, it introduced a number of innovations. These included drug formularies, precertification processes for hospital admissions, software for doctor’s offices, and behavioral health intermediaries. As the company grew, it did not stop introducing cost-effective innovations. Online portals were presented in the early 2000s, and mobile apps soon followed in the late 2000s. Each of these additions has helped give customers straightforward, informative, and immediate access to their healthcare. In recent years, the UnitedHealthcare Benefits plan of California has been accredited by the National Committee for Quality Assurance (NCQA).

UnitedHealthcare Benefits Plan of California’s product offerings include the following types of plans: PPO and EPO.

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