If you’re on a tight budget, as many of us are, it’s still important to maintain the health of your teeth. Did you know that discount dental plans are available to help lower the cost of going to the dentist?
What Is a Discount Dental Plan?
A discount dental plan is not insurance. Membership in a plan helps reduce the out-of-pocket costs that your dentist charges you directly. There are no deductibles or copays. Instead, you just find a provider who accepts your plan, and you get a discount on your bill. The amount of your discount varies depending on the procedure.
What to Shop for in a Plan
When shopping for a discount dental plan, keep the following in mind:
- Make sure essential dental services are discounted, including routine exams, preventive services, restorative procedures, and diagnostic tests.
- Find out details about the plan’s network. Is there a provider available near you, or is your current dentist on the list?
- Determine the out-of-pocket costs for the policy you’re considering based on the services you need.
Which Dental Services Might be Discounted?
Some of the dental procedures that are typically offered in discount dental plans:
- Routine Checkups
- Upper Dentures
- Root Canals
Some plans may also include specialty dental services such as endodontics, oral surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics. Keep in mind that not all services will be discounted with every plan
Find a Discount Dental Plan With HealthMarkets
Ready to start saving money with a discount dental plan? HealthMarkets can help you enroll. Find a dental discount plan now.