Buying your own health insurance can be confusing. Residents may have many options when it comes to buying a health policy for themselves and their families. Luckily, HealthMarkets is here to help you navigate the health insurance marketplace and get you enrolled—at no cost to you!
Over 1.4 million Californians enrolled in a Covered California health insurance plan in 2018, with 88 percent of them qualifying for tax subsidies that help lower the cost of premiums.
In 2020, 922,000 Californians will be eligible for state subsidies that lower premiums even further. Individuals in California making up to 600% of the Federal Poverty Level (FPL) will now be eligible for premium subsidies, and those making up to 138% FPL will only pay $1 per month for coverage.
Don't miss the California Open Enrollment Period from October 15 to January 15. Give HealthMarkets a call today.
HealthMarkets is ready to help you make the best choices when shopping the health insurance marketplace. We help by:
- Searching through thousands of plans for you
- Helping you determine exactly what you’re looking for
- Providing immediate free quotes
- Helping you get enrolled
Choices in Health Insurance Marketplace - California
California residents can choose from insurance companies recognized nationwide. Our knowledgeable, California-licensed insurance agents are ready to help guide you through the available options, including making decisions about plan types, deductible amounts, premium payments, out-of-pocket limits and other important factors that will determine how well suited your plan is for your family's needs.
The plan you choose should adequately cover the level of care you need, particularly if you suffer from a chronic condition such as arthritis, asthma, or diabetes. Buying a "cheap" policy in this case will not benefit you if it has a high deductible that must be met before it pays for coverage.
Alternatively, young, healthy people who rarely go to the doctor may not need more than the bare minimum coverage. Our agents can help you determine your needs and find a policy that is perfectly suited for you.
Off-Market Options Are Also Available
New regulations have made it easier to purchase alternative health insurance policies that aren’t included on the national exchange. Call us to discuss the feasibility of a lower-cost, less-comprehensive plan.