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As of 2014, all US citizens are required to have healthcare coverage under the Affordable Care Act (ACA), although it can be difficult to navigate the health insurance marketplace in Hawaii.

Did you know Hawaii was the first state to actually implement a near-universal healthcare system? The Hawaii Prepaid Health Care Act (PHC) was passed in 1974 and made into law the following year.

Under the PHC, employers are required to provide healthcare coverage to regular employees working up to a certain amount of hours. There are options available to Hawaii residents who are looking to find a health insurance carrier and policy by shopping the health insurance marketplace.

Hawaii HealthMarkets Insurance Agency can help Hawaiians who find shopping the health insurance marketplace to be a complex process. HealthMarkets employs thousands of licensed agents who can help you understand your options. Agents can be reached 24/7, either online, via phone, or in person and are ready and willing to answer any questions you may have regarding the health insurance marketplace in Hawaii.

Qualifying for Subsidies in the Health Insurance Marketplace - Hawaii

If you fall on the lower income brackets there may be subsidies available to you on the health insurance marketplace. Hawaii licensed agents can help you determine whether or not you qualify for subsidization from the government to help with your insurance costs. Plans can be purchased individually or combined for family coverage when choosing coverage from the health insurance marketplace. HealthMarkets Insurance Agency has assisted Americans to enroll in over a million healthcare insurance policies over the past few years thanks to our vast network of qualified and experienced licensed agents. Call today to get a quote on which health insurance policy will work best for you.

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