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You probably have questions when navigating the health insurance marketplace in Kentucky. It can be tough trying to find answers. HealthMarkets is here to simplify the process and get you enrolled in the best plan for you—all at no charge!

Think you can’t afford insurance for you and your family in Kentucky? Or are you looking for a cheaper plan? Call us. There are subsidies available that help decrease monthly premium costs if you qualify. Our licensed agents can quickly see if you’re eligible and get you enrolled in a comprehensive plan.

Over 81,000 residents enrolled in the health insurance marketplace in Kentucky in 2017. Of those, 79 percent were able to receive subsidies that helped lower their monthly premiums. The Open Enrollment Period is November 1 through December 15. Get ahead of the curve, and call one of our licensed agents to help you find the policy that fits your needs.

Why Use HealthMarkets Instead of the Federal Exchange?


HealthMarkets

Healthcare.gov

Free consultation with a licensed agent


Option to see an agent in person


List of all plans available to you on the exchange

Comparison of plans that are relevant to your needs

Limited

Ability to suggest health plans off the exchange


Assessment of tax subsidy eligibility

Enrollment assistance


Dental and vision plans available



Which Policy on the Health Insurance Marketplace is Best for You? Kentucky Agents Can Help!

Choosing your policy can be difficult since there are many options on the marketplace. Licensed agents in Kentucky can help you understand the basics of policy selection, including:

  • Premiums. Your premium is the amount that you will pay for coverage each month. A low premium makes it easier to afford coverage, but sometimes the cheapest policies don't give you the coverage you need.
  • Deductibles. The deductible amount of your policy must be met before coverage kicks in. If you have a high deductible, you will have more out-of-pocket costs, since you’re responsible for costs until the deductible is met. Lower deductibles usually raise the premium cost of the policy, but you'll pay less when you are sick or injured. What’s best for you? We can help you decide.
  • Networks. Want to keep your doctor? Not all doctors are in every network. HealthMarkets can help you find a plan on the health insurance marketplace in Kentucky that allows you to stick with your regular healthcare providers.

Connect with HealthMarkets to navigate the health insurance marketplace in Kentucky. Agents are available around the clock to help you understand your options.

Call us at (800) 360-1402 for a free quote.


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References:
https://www.kff.org/other/state-indicator/effectuated-marketplace-enrollment-and-financial-assistance/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D

https://www.healthmarkets.com/resources/health-insurance/open-enrollment-2018/

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