The Right Coverage at the Lowest Price

Your search for affordable Health, Medicare and Life insurance starts here.

Call us 24/7 at (800) 360-1402 or Find an Agent near you.

Are you trying to find a plan on the health insurance marketplace in Michigan? It’s easy to get overwhelmed and confused. But HealthMarkets can make the shopping process easy.

HealthMarkets agents can show you plans that fit your priorities, give you quotes, and help you sign up for coverage. We can even find affordable plans that aren’t offered on the insurance exchange.

Also, you might be eligible for a tax credit that can lower your payments. In 2018, 86 percent of Michigan residents who signed up for plans on the exchange received a premium-lowering subsidy. In 2019, 29 percent of uninsured Michiganders had access to plans that cost $0 per month.

HealthMarkets can help you understand your options, so you can save money on insurance this year. 

Why Use HealthMarkets Instead of the Federal Exchange?


HealthMarkets

Healthcare.gov

Free consultation with a licensed agent


Option to see an agent in person


List of all plans available to you on the exchange

Comparison of plans that are relevant to your needs

Limited

Ability to suggest health plans off the exchange


Assessment of tax subsidy eligibility

Enrollment assistance


Dental and vision plans available



Choices on the Michigan Health Insurance Marketplace

HealthMarkets agents are available anytime to help you select the right insurance plan for your needs. Keep these things in mind as you’re shopping the health insurance marketplace in Michigan:

  • Cheaper isn't always better. Cheaper plans usually have high deductibles and big copayments. You could be out a lot of money if you're sick or injured before your insurance kicks in.
  • Not all plans let you see the doctor you want to see. If you have a regular doctor, be sure they take the type of insurance you plan to buy.
  • Dental insurance may be separate. Be sure the plan you buy offers dental coverage, or purchase a separate plan for dental care. HealthMarkets can help you here, too!

Discussing your situation with a HealthMarkets agent is the best way to get started, so call us today at (800) 360-1402.


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References:
https://www.kff.org/other/state-indicator/effectuated-marketplace-enrollment-and-financial-assistance/ | https://www.kff.org/health-reform/issue-brief/how-many-of-the-uninsured-can-purchase-a-marketplace-plan-for-free/

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