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One of the most important purchases you'll make this year is a policy from the health insurance marketplace in South Dakota. HealthMarkets can consult you in your decision and help you enroll. A licensed HealthMarkets agent will walk you through your options with personalized service at no additional cost to you!

In 2018, 93 percent of the more than 27,000 South Dakota residents who enrolled in a marketplace plan were able to receive a tax subsidy that lowered their premium costs. In 2019, 29 percent of uninsured South Dakotans had access to plans that cost $0 per month.

HealthMarkets can help you determine your eligibility for the same assistance with your insurance.

Why Use HealthMarkets Instead of the Federal Exchange?


HealthMarkets

Healthcare.gov

Free consultation with a licensed agent


Option to see an agent in person


List of all plans available to you on the exchange

Comparison of plans that are relevant to your needs

Limited

Ability to suggest health plans off the exchange


Assessment of tax subsidy eligibility

Enrollment assistance


Dental and vision plans available



Tips for Buying a Policy Through the Health Insurance Marketplace in South Dakota

While selecting a health insurance policy can be difficult, understanding your needs is important. Choose a plan that offers:

  • Networks you want to use. Keep in mind: the more open you are about the doctors you see, the more plans you can choose from. HealthMarkets agents can help you find a network you like.
  • Can you afford the deductible? Always choose a plan that’s within your budget. For example, a higher deductible may translate to a lower premium, but you have to meet the deductible amount prior to your insurance kicking in. 
  • Limitations you can handle. Be sure that the plan you choose doesn't have limitations that will make it impossible to get the care you need. Carefully review the terms of each plan before making a purchase. HealthMarkets can help decode the jargon for you.

Talk with HealthMarkets to guide you through the process. Licensed agents are waiting to take your call at (800) 360-1402.

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References:

https://www.kff.org/other/state-indicator/effectuated-marketplace-enrollment-and-financial-assistance/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D

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