If you’re curious about health insurance alternatives in Arizona, looking into short-term plans may be worth your time. With an average premium of $111 per month,* short-term health insurance in Arizona can be an affordable option. And if you miss the ACA’s open enrollment period, this temporary health insurance can be a good opportunity to get yourself some coverage.

It is important to note that short-term plans are not fully comprehensive and are not required to meet the standards of the Affordable Care Act (ACA). This means that people with pre-existing conditions can be denied coverage. Essential services, such as maternity care and mental health, may also not be included.With that in mind, it’s a smart idea to review the benefits of Arizona short-term health insurance with HealthMarkets before you purchase a plan to make sure it’s the right plan for you.

Can I Buy Short-Term Health Insurance in Arizona?

Yes, Arizona allows the sale of short-term health policies that can last up to 11 months.1 That means that if you choose the right plan, you can have nearly a year of coverage. Each state is responsible for setting its own regulations for short-term health insurance, so limitations can change.2

Is AZ Short Term Health Insurance Affordable?

Benefits for short-term plans can vary widely, so you need to review copays, deductibles, and non-covered services that can increase your out-of-pocket costs. The level of benefits and coverage you choose can also influence your monthly premium, so the overall cost will depend on your selections.

Sign up for an AZ Short-Term Health Insurance Plan Today

Ready to see if a short-term health insurance plan in Arizona is right for you? HealthMarkets can help you compare plans, review real-time quotes, and help you apply for coverage. You could have a plan the day after you apply — all at no cost to you. Start comparing plans from nationally recognized companies today.


1.CBPP. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020 | 2.CBO. September 2020. Retrieved from https://www.cbo.gov/publication/56622 

* Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Phoenix, AZ.

Related Information