If you’re one of the 9% of Kansas residents without insurance,1short-term health insurance in Kansas could be a good alternative. A Kansas short-term plan might be a suitable choice if you missed the enrollment period for an Affordable Care Act (ACA) plan. Or, you may just need coverage for a brief period until an employer-sponsored or Medicare plan begins.

Is Short-Term Health Insurance Available in Kansas?

Yes! Kansas residents can purchase short-term plans with durations from as little as one month to up to one year.2 Each state is responsible for setting its own regulations for short-term health insurance, so limitations can change.

This kind of temporary health insurance provides only minimal coverage to protect you in the event of a covered hospital stay or emergency room visit. Most plans do not include the ACA’s ten essential benefits, and people with preexisting conditions can be denied coverage. It’s best to review all the benefits of short-term insurance in Kansas to make sure it’s right for your immediate needs.

Is a KS Short Term Health Plan Affordable?

If you’re young, healthy, and don’t need frequent medical care, a short-term insurance plan can be an affordable choice. Premiums for 2021 short-term health insurance in Kansas can start as low as $72.47 per month. But remember that other out-of-pocket expenses (such as deductibles and copays) can be higher with lower premiums.

How Do I Get Short Term Health Insurance in Kansas?

Visit the HealthMarkets shopping page to find available short-term health insurance in Kansas, It’s no cost to you to get quotes, compare benefits from multiple plans, and even apply. You could have coverage as soon as one day after you apply in many cases. 


1. Kaiser Family Foundation. 2021. Retrieved from https://www.kff.org/other/state-indicator/total-population/. Accessed February 25, 2021. | 2. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020. 

*Average based on premiums for all 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in Wichita, KS.
 "Minimum Essential Coverage" as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state.

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