How to Buy Short-Term Health Insurance in Louisiana

March 3, 2021
2 minute read

If you’re a Louisianan with a need for temporary health insurance, such as waiting for employer or Medicare coverage to begin, a short-term health insurance plan in Louisiana could be a good solution. Short-term health insurance in Louisiana was extended beyond a three-month limit in 2018,1 which makes now a good time to see if short-term health insurance would work for you.

Can I Buy Short-Term Health Insurance in Louisiana?

Yes, Louisiana has approved the sale of short-term plans with durations of more than 11 months.2 Each state is responsible for setting its own regulations for short-term health insurance, so limitations can change.1 If you’re among the approximately 404,000 people in Louisiana who do not have health insurance,3 a short-term plan can be a good start to getting coverage.

Before you apply for a plan, review the benefits to help make sure a short-term health plan in Louisiana is right for you. Temporary health insurance has limitations, but it can help ensure that you have coverage if you have an accident or other medical emergency. That’s why it’s important to understand a few important aspects of Louisiana short-term insurance:

Is LA Short Term Health Insurance Affordable?

Premiums for six-month short-term insurance plans in Louisiana can start as low as $114 per month.* But remember, coverage will be less comprehensive than an ACA health insurance plan. Benefits, deductibles, and copays vary between plans, but most short-term policies provide only minimal coverage.

Interested in a LA Short-Term Health Insurance Plan?

You could have short-term health coverage as soon as the day after you apply in many cases. Visit HealthMarkets now to compare plans, see premiums, and apply for a short-term health insurance plan in Louisiana. Best of all, there’s no charge to you for our service. 


47200-HM-0321

References:
1. Congressional Budget Office. September 25, 2020. Retrieved from https://www.cbo.gov/publication/56622. | 2. Center on Budget and Policy Priorities. October 2020. Retrieved from https://www.cbpp.org/state-limitations-on-short-term-health-insurance-plans-october-2020. | 3. U.S. Census Bureau. Retrieved from https://www2.census.gov/programs-surveys/demo/tables/health-insurance/2020/acs-hi/hi05_acs.xlsx. Accessed February 19, 2021. 

Disclaimers:
*Based on premiums for 2021 short-term health plans sold by HealthMarkets for a 40-year-old non-smoking male making $30,000 per year living in New Orleans, LA.
 “Minimum Essential Coverage” as defined in the Affordable Care Act and may not cover all Essential Health Benefits in your state.

footer logo
facebook logo

© 2024 HealthMarkets Insurance Agency. All rights reserved.

* Medicare Advantage, Medicare Supplemental Insurance, and Part D options can be explored.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

49075-HM-1022

© 2024 HealthMarkets Insurance Agency. All rights reserved.

* Medicare Advantage, Medicare Supplemental Insurance, and Part D options can be explored.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

49075-HM-1022

© 2024 HealthMarkets Insurance Agency. All rights reserved.

* Medicare Advantage, Medicare Supplemental Insurance, and Part D options can be explored.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

Attention: This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.

HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.

49075-HM-1022